Archives: Asset Building Program Transcripts and Supporting Documents

The Affordable Care Act, Poverty, and Asset Building

May 1, 2013

On May 1, 2013, Reid Cramer presented during a webinar with the Shriver Center. His presentation is attached to the right or available here for download. Other presenters included Alan Weil, Executive Director of the National Acadmy of State Health Policy and David Himmelstein, Professor of Public Health at Harvard University and Hunter College.

The Future of the U.S. Savings Bonds at Tax Time

May 1, 2013

On April 9, 2013, the Savings Bond Working Group, a coalition of national and grassroots non-profit organizations, commercial tax preparers, tax software firms, and public officials, sent a letter to U.S. Secretary of the Treasury Lew regarding access to U.S. Savings Bonds at tax time. Asset Building Program Director, Reid Cramer, along with other members of the working group, called for continued commitment from the Treasury Department to preserving and modernizing access to U.S. Savings Bonds as a secure, simple, and powerful savings tool for working Americans at tax time.

Comments of the Asset Building Program to the House Ways and Means Committee's Pensions/Retirement Tax Reform Working Group

April 15, 2013

The House Ways and Means Committee created a series of working groups to investigate problems with the tax code and solicit suggestions for reform. The Asset Building Program at the New America Foundation is dedicated to incubating and promoting innovative public policies to enable low- and middle-income families in the United States to accumulate savings, access wealth-building financial services, develop financial capability, and build and protect productive assets across the life course.

Trends in Savings, Debt, and Net Worth

December 13, 2012

On December 13, 2012, Reid Cramer provided testimony to the FDIC Advisory Committee on Economic Inclusion. His remarks are available here, or for download under the related files section to the right.

Comments Regarding Workplace Financial Capability to the President's Advisory Council on Financial Capability

October 4, 2012
On October 4, 2012, the Asset Building Program submitted comments to the President's Advisory Council on Financial Capability (PACFC) providing insights on motivations and challenges employers face when implementing financial capability programming in the workplace and recommendations for the draft framework presented by the PACFC.

MyMoneyAppUp Challenge: MOOLAH App Concept

September 28, 2012

On Friday, September 28, 2012, Pamela Chan and Eric Tyler presented an app design to support lower-income families in managing their personal finances and connecting with financially stabilizing public benefits, community resources, and financial services called MOOLAH (Make Opportunities Open by Leveraging Asset Here). The presentation was part of the MyMoneyAppUp Challenge, a competition hosted by the US Treasury in conjunction with

Discussant Comments on Implications of Field Experiments on Designing Savings Products & Programs for Lower-Income Consumers

September 27, 2012

On September 27, 2012, Pamela Chan spoke as a discussant on the Savings Panel at the 2nd Annual FDIC Consumer Research Symposium. Her comments are available here, or for download under the related files section to the right.

What Do Recent Reforms Tell Us About Asset Limits?

September 25, 2012

On September 20th, Rachel Black discussed the impact of recent reforms to state asset limit policies at the Assets Learning Conference. You can find her presentation here.

Designing Attractive Accounts for Lower-Income Consumers

September 20, 2012

On September 20, 2012, Pamela Chan moderated the "Designing Attractive Accounts for Lower-Income Consumers" panel at the CFED Assets Learning Conference.  The panel presented new research from the FDIC, the Federal Reserve Board, and the Federal Reserve Bank of Dallas and explored how a variety of promising tools – including safe, low-cost accounts, mobile banking services and targeted financial education – can be employed to better integrate low-income consumers into the formal banking sector.  Pamela's presentation discussion the implications of the presented research on practic

The Assets Approach to Poverty Reduction

July 31, 2012

On June 24th, Rachel Black presented at the policy training for the Leland International Hunger Fellows Program. Her presentation is available here and under Related Files.