The Ladder

A Blog from New America's Asset Building Program

Event Summary: Removing Red Tape

  • By
  • Hannah Emple
November 2, 2012
Publication Image

In collaboration with the Coalition for Access and Opportunity, the Asset Building Program hosted an event this week entitled: Removing Red Tape: New Strategies for Strengthening the Safety Net. You can watch the event in full or check out the coverage on Twitter. Elizabeth Lower-Basch, with the Center for Law and Social Policy (CLASP), introduced and moderated the event. Lower-Basch began by providing some context to the conversation, highlighting in particular the role that public benefits have played in recent years as families cope with hardship brought on by the Great Recession. She also acknowledged the need to improve programs, many of which could more effectively promote family stability and a transition to economic self-sufficiency than they currently do. She noted that many benefits are not as accessible as they could be and some families fall through the cracks due to a dizzying and counterproductive maze of applications and eligibility requirements.

Asset Building News Week, October 29-November 2

  • By
  • Elliot Schreur
November 1, 2012
Publication Image

The Asset Building News Week is a weekly Friday feature on The Ladder, the Asset Building Program blog, designed to help readers keep up with news and developments in the asset building field. This week's topics include the impact of Hurricane Sandy, inequality, the safety net, and financial products and education.

Asset Building News Week, October 22-26

  • By
  • Elliot Schreur
October 26, 2012
Publication Image

The Asset Building News Week is a weekly Friday feature on The Ladder, the Asset Building Program blog, designed to help readers keep up with news and developments in the asset building field. This week's topics include wealth and income inequality, housing, and financial education.

Upcoming Event: SEEP Annual Conference - Building Inclusive Markets

  • By
  • Anjana Ravi
October 25, 2012
Publication Image

In less than two weeks, our friends at the SEEP Network will be hosting their Annual Conference focused this year on Building Inclusive Markets: Impact Through Financial and Enterprise Solutions. We’re particularly interested in this year’s conference because half of the plenary sessions are focused on savings.

Asset Building News Week, October 15-19

  • By
  • Elliot Schreur
October 19, 2012
Publication Image

The Asset Building News Week is a weekly Friday feature on The Ladder, the Asset Building Program blog, designed to help readers keep up with news and developments in the asset building field. This week's topics include inequality, child poverty, housing, and financial products.

Center for Financial Security Announces Call for Emergency Savings Project Concept Proposals

October 16, 2012

The University of Wisconsin's Center for Financial Security (CFS) has put up a call for concept proposals for a new project, funded by the Charles Mott Foundation. According to CFS, the Emergency Savings Project "will document innovative ways to address emergency or ‘contingency’ savings issues with financial strategies designed to help low-income households to meet immediate non-recurring expenses. The goal of the call for concept proposals is to generate a broad set of ideas for strategies that can serve to expand emergency savings mechanisms, vehicles, policy, public or nonprofit programs, or new financial products."

Stable Housing is Unequivocally Good for Children and Families

  • By
  • Hannah Emple
October 15, 2012
Publication Image

A new brief from the Children's HealthWatch (CHW) research study clearly demonstrates what many in the affordable housing, public health, asset building, and anti-poverty spheres have long known: that stable housing is foundational for children's health and family well-being. (CHW is a multi-city study of the impact of economic and social policies on young children and their families. Additional studies, reports, and information about the data are available on their site here.) 

In the brief, data drawn from a sample 6,000 families with children under age four living in Massachusetts show that children whose families had moved two or more times in the past year were 59% more likely to have been hospitalized than were children in housing-secure families. Furthermore, families who were behind on their rent were more likely to struggle to feed all members of the households adequately, to have had utilities shut off, and to forgo needed health care for a child. Children from these families were 52% more likely to be at risk for developmental delays.

"Genius": Makers vs. Takers Isn't Very Smart

  • By
  • Justin King
October 12, 2012

That's the headline and the message from a piece up on Bloomberg Businessweek featuring Maurice Lim Miller. As we mentioned a few weeks back, Mr. Miller just won a MacArthur "Genius" Award for his innovative work on the Family Independence Initiative. The Bloomberg piece outlines some of the key innovations in the FII approach:

Asset Building News Week, October 8-12

  • By
  • Hannah Emple
October 12, 2012
Publication Image

The Asset Building News Week is a weekly Friday feature on The Ladder, the Asset Building Program blog, designed to help readers keep up with news and developments in the asset building field. This week's topics include international poverty, financial products, homeownership, financial education, and inequality.

Promoting Savings at Tax Time: SNAP Outreach Edition

  • By
  • Aleta Sprague
October 9, 2012
Publication Image

Last week, the National Community Tax Coalition, Community Tax Aid, and D.C. Hunger Solutions hosted a webinar about the role of Supplemental Nutrition Assistance Program (SNAP/formerly food stamps) outreach at Volunteer Income Tax Assistance (VITA) sites as an asset building strategy. Many low-income workers who are eligible for SNAP are not receiving benefits, and there is a significant overlap between this population and those seeking free tax preparation assistance. Consequently, VITA sites are ideal locations for conducting SNAP outreach. The presentation provided yet another example of the importance and efficiency of integrating services and coordinating programs targeted at households with similar characteristics. Volunteers at D.C. tax prep sites are able to both prescreen clients for eligibility and provide assistance with applications in a short time frame, which reflects the benefits of D.C.’s recent moves to streamline its SNAP eligibility determinations.  

Syndicate content