As the Dodd-Frank financial reform bill becomes law of the land, Reid Cramer, Director of the Asset Building Program at the New America Foundation, asks if the bill is strong enough to prevent the next financial meltdown. Cramer explains why he thinks it goes a long way in creating a necessary but not sufficient basis for reform. At many turns, the bill opts for discretion rather than dictates. It has potential but makes few guarantees. Much of the promise lies in the creation of two new regulatory bodies, one focused on Wall Street and the other on Main Street. Together, the rise of these new financial regulators could remake the marketplace.