Financial responsibility and risk have shifted from institutions and businesses to individual households over the last three decades. This trend, accelerated by recent state budget cutbacks in social service programs, means many families are left to navigate a more complex system on their own. Can cities use technology and policy innovation to bridge the gap? How are philanthropy and non-profit networks promoting new structures to enable hard working families to meet these challenges? Featured Speakers: James Parrott Deputy Director and Chief Economist, Fiscal Policy Institute Chauncy Lennon Program Officer, Ford Foundation Kristin Morse Executive Director, New York City Center for Economic Opportunity Mae Watson Grote Founder and Executive Director, The Financial Clinic Moderator Justin King Federal Policy Liaison, Asset Building Program, New America Foundation