Savings

William Elliott: We Save, We Go to College

January 19, 2012
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The third report in the Creating a Financial Stake in College series is being released today. In “We Save, We Go to College,” William Elliott looks at the factors contributing to a child being “on course” (enrolled in or have graduated from a two- or four-year college by age 23) or experiencing “wilt,” a phenomenon that describes children who had aspirations to attend college when in high school but are not enrolled after graduating from high school.

We Save, We Go to College

  • By
  • William Elliott,
  • New America Foundation
January 19, 2012

“Creating a Financial Stake in College” is a four-part series of reports that focuses on the relationship between children’s savings and improving college success. This series examines: (1) why policymakers should care about savings, (2) the relationship between inequality and bank account ownership, (3) the connections between savings and college attendance, and (4) recommendations to refine children’s savings account proposals.

With a unique ID, a path to prosperity

January 20, 2012
http://www.flickr.com/photos/photosenses/6516438045/sizes/l/in/photostream/

Last week, the Economist ran a series of articles on India’s Unique ID program that echoed themes that the Global Assets Project has been writing about for some time. Specifically, as we have argued, the Economist pointed out that delivering public benefits as cash into recipients’ bank accounts, as opposed to via in-kind methods such as grain, would make the Indian government more efficient, prevent corruption and eliminate ghost workers.

A Savings Account at the Post Office?

January 12, 2012
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Sheldon Garon, who was our guest at a recent discussion of his new book "Beyond Our Means: Why America Spends While the World Saves" has a very interesting piece up on CNN.com that centers on his call to support small dollar savings in the United States by establishing a system of postal savings banks (a common and effective institution in the rest of the world):

There’s a Cost to “Free?”

January 11, 2012
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Who doesn’t like getting something for free? And who dislikes doing their taxes? HR Block, Jackson Hewitt, and Walmart have packaged these two sentiments into a massive marketing campaign for free tax preparation. But is it really free? Not so much.

William Elliott: Does Structural Inequality Begin with a Bank Account?

January 12, 2012
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As we announced last week, the Asset Building Program and the Center for Social Development at Washington University in St. Louis are co-releasing a series of reports, Creating a Financial Stake in College, by William Elliott III on the importance of children's savings and college outcomes. The second report in the series is being released today and is available for download here. The press release from last week is also available here.

Does Structural Inequality Begin with a Bank Account?

  • By
  • William Elliott,
  • New America Foundation
January 12, 2012

“Creating a Financial Stake in College” is a four-part series of reports that focuses on the relationship between children’s savings and improving college success. This series examines: (1) why policymakers should care about savings, (2) the relationship between inequality and bank account ownership, (3) the connections between savings and college attendance, and (4) recommendations to refine children’s savings account proposals.

New Feature: Asset Building News Week

January 6, 2012
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Way back in 2011, we conducted a survey of readers that told us a number of things: importantly, we learned that many of you look to us for timely news from the asset building field and that a regular round-up of articles would be a welcome addition to our other content. In keeping with the spirit of 2012 and resolutions and all that good stuff, the Asset Building Program is introducing a new weekly blog feature: a Friday news round-up. We hope this will help you (and us, for that matter) keep up with developments in the field, note-worthy news, and learn about partner organizations working around the U.S. on asset building, economic security, anti-poverty policy, and accessible financial services for low- and middle-income Americans. Topics will vary week-to-week (and depending on the news!) but we’ll aim to provide a diverse overview of the things we’re keeping an eye on that we think you’ll find interesting too.

New Series: Creating a Financial Stake in College

January 5, 2012
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The Asset Building Program and the Center for Social Development at Washington University in St. Louis (CSD) are pleased to publish a series of reports collectively titled "Creating a Financial Stake in College." Authored by William Elliott III, professor at University of Kansas School of Social Welfare, the four-part series focuses on the relationship between children's savings and improving college success.

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