Looking for our new site?

Savings

Tax Time 2012: The Importance of the EITC

January 24, 2012

As noted by Hannah Emple on Friday, Tax Time 2012 is here. Every year brings some degree of change to the Tax Time process.

Asset Building News Week, 3rd Edition

January 20, 2012
Publication Image

The Asset Building News Week is a weekly Friday feature on the The Ladder, the Asset Building Program blog, designed to help readers keep up with news and developments in the asset building field. This week's topics include taxes, the housing crisis, prepaid cards, public benefits reform, prize linked savings, economic mobility and inequality, and education.

William Elliott: We Save, We Go to College

January 19, 2012
Publication Image

The third report in the Creating a Financial Stake in College series is being released today. In “We Save, We Go to College,” William Elliott looks at the factors contributing to a child being “on course” (enrolled in or have graduated from a two- or four-year college by age 23) or experiencing “wilt,” a phenomenon that describes children who had aspirations to attend college when in high school but are not enrolled after graduating from high school.

We Save, We Go to College

  • By
  • William Elliott,
  • New America Foundation
January 19, 2012

“Creating a Financial Stake in College” is a four-part series of reports that focuses on the relationship between children’s savings and improving college success. This series examines: (1) why policymakers should care about savings, (2) the relationship between inequality and bank account ownership, (3) the connections between savings and college attendance, and (4) recommendations to refine children’s savings account proposals.

With a unique ID, a path to prosperity

January 20, 2012
http://www.flickr.com/photos/photosenses/6516438045/sizes/l/in/photostream/

Last week, the Economist ran a series of articles on India’s Unique ID program that echoed themes that the Global Assets Project has been writing about for some time. Specifically, as we have argued, the Economist pointed out that delivering public benefits as cash into recipients’ bank accounts, as opposed to via in-kind methods such as grain, would make the Indian government more efficient, prevent corruption and eliminate ghost workers.

A Savings Account at the Post Office?

January 12, 2012
Publication Image

Sheldon Garon, who was our guest at a recent discussion of his new book "Beyond Our Means: Why America Spends While the World Saves" has a very interesting piece up on CNN.com that centers on his call to support small dollar savings in the United States by establishing a system of postal savings banks (a common and effective institution in the rest of the world):

There’s a Cost to “Free?”

January 11, 2012
Publication Image

Who doesn’t like getting something for free? And who dislikes doing their taxes? HR Block, Jackson Hewitt, and Walmart have packaged these two sentiments into a massive marketing campaign for free tax preparation. But is it really free? Not so much.

William Elliott: Does Structural Inequality Begin with a Bank Account?

January 12, 2012
Publication Image

As we announced last week, the Asset Building Program and the Center for Social Development at Washington University in St. Louis are co-releasing a series of reports, Creating a Financial Stake in College, by William Elliott III on the importance of children's savings and college outcomes. The second report in the series is being released today and is available for download here. The press release from last week is also available here.

Does Structural Inequality Begin with a Bank Account?

  • By
  • William Elliott,
  • New America Foundation
January 12, 2012

“Creating a Financial Stake in College” is a four-part series of reports that focuses on the relationship between children’s savings and improving college success. This series examines: (1) why policymakers should care about savings, (2) the relationship between inequality and bank account ownership, (3) the connections between savings and college attendance, and (4) recommendations to refine children’s savings account proposals.

Syndicate content